Buyer’s Estimated Expenses

 

 

 

l         Property Selling price                                  $__________

 

l         GST (on services – legal, brokerage)                      $__________

 

l         GST on net NEW PROPERTY VALUE        $__________

 

l         Property Transfer Tax                                 $__________

 

          1% to $200,000 &  2% on balance

 

l         Mortgage Insurance (GE or CMHC)           $__________

 

        Application fee & policy fee into mortgage total

 

l         Appraisal Fee (lender req’mt)                     $__________

 

l         Survey Fee (lender req’mt)

 

  Or Title Insurance in lieu of Survey        $__________

 

l         Legal fees (buyer title and mortgage)       $__________

 

l         House insurance (@ conveyance date)    $__________

 

l         Closing adjustments to P/Tax & Utilities   $__________

 

l         Other (eg)  Loan interest adjustment / brokerage                 $__________

 

 

 

 

 

OPTIONAL FEES / your discretion

 

l         House Inspection fee – pre purchase        $__________

 

l         Legal advise fees (ILA) – pre purchase                   $__________

 

 

 

TOTAL EXPENSES (est)      ______________________

 

  CREDITS            

 

l         Down Payment (cash)                                           $__________

 

l         Mortgage proceeds (gross amt)                          $__________

 

 

 

TOTAL FUNDING (est)                _______________________